Fender Mounting on a Bike with Disc Brakes

I bought a new commuter and put some old fenders on it but the mounts were below the disc brake. I thought about spacing it out around the brake, but I decided to torque the wire stay a bit with an adjustable wrench. Then I bent it again to get the fender closer to the wheel. Were I to do it again, I'd put a single bend farther out on the stay to leave some adjustment. These are Planet Bike full cover fenders on a Schwinn 411 IG5.

 It worked out well and I like the look of the bends.